Innovation in the US looks a lot like delving into different underlyings; in Asia, it is bonus enhanced and also fund-linked notes; and in Europe you can try any variety of autocallable that you can dream up. All of these regional variations are served with a small- or medium-sized portion of capital protection, which, believe it or not, counts as even more innovation to some people. Aside from the obvious and terribly exciting innovation that technology is offering, that appears to be it on th

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