Selected insights

The future is smart for FIAs

There is little doubt that fixed indexed annuities (FIAs) provide a risk-return function that investors want – they limit losses and have the ability to shape potential returns. But since interest rates have decreased, indexed annuities linked to risk control indices have become increasingly popular.

22 Aug 2019 by Tiago Fernandes & Mladen Karov

The new golden child of Chinese structured products

Structured deposits in China have always involved a delicate balancing act between offering low risk and beating deposit interest rates.

07 Aug 2019 by Tiago Fernandes

Decrement Indices: does complexity pay out?

Ingenuity is probably one of the most distinctive qualities of the structured product industry.

03 Jun 2019 by Tiago Fernandes & Nikolay Nikolov

If it looks like a structured product, behaves like a structured product and sounds like a structured product, then it probably is one

23 Apr 2019 by Tiago Fernandes

Surfing the US yield curve looking for income

An inverted US Treasury yield curve is widely thought to signal risks for the financial market as long-term debt products display a lower yield prospect than short-term structures with the same credit quality.

27 Feb 2019 by Tiago Fernandes

Bad Year for S&P500, structured product industry kicks-in with protection

Equity markets were down last year, and suffered the worst downward run in five years.

08 Jan 2019 by Tiago Fernandes

South Africa - It’s all about preserving your capital

When I first started to become familiar with the South African market, one of my first questions was why so much investment in foreign currencies.

06 Dec 2018 by Tiago Fernandes

Prop Indices – the next bargain or a flop?

When hard times befall structures, there is always a smart trader that finds a way to adapt and come up with a new solution within structured products.

25 Oct 2018 by Tiago Fernandes

Is it August 2015 all over again?

For those who work in structured products and derivatives in 2015, August 3 was not a good day.

26 Sep 2018 by Tiago Fernandes