Is smart beta only used to lower volatility and increase dividend or does it really deliver returns and do investors who buy fixed indexed annuities (FIA's) understand how a smart beta or proprietary indices works, where among the topics discussed by the Delivering Innovative Content to the Insurance World panel at SRP's inaugural Indexed Insurance Forum in Des Moines, Iowa, on September 14. "I think of smart-beta as being defined as factor based investing and I really think there is a credible

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