Squeeze, squeeze and squeeze once more until the basis points pop out and then you have none left, and simple deposits lose the slight allure they once had. After all, who can be bothered to go to the trouble of opening a deposit account when the reward is 0.25%. More to the point, perhaps, is who wants to tie their money up for a period when the reward is so measly. For retail investors, otherwise known as normal people, the financial crisis has finally and eventually acquainted them with the w

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