There are a lot of exams in the US, which might be a good thing, but, then again, maybe it's not. It's the Europeans that come to their banking here that complain, impressed with their own seniority but distinctly unmoved and frankly irritated by having to sit a fleet of tests. Unperturbed by the existence of these exams, the local bankers have a slightly different take, which comes after wading through the papers and seeking study aids to ensure that they succeed in the land of success. In thi

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