Product analysis: It pays to go digital

The digital or fixed return product type has seen an increase in popularity in 2020. There are many different variations and definitions in the market, but they generally consist of a fixed payment that is either paid or not, depending on a particular event linked to the reference underlying of the product. The most frequent occurrence of the digital product type is in capital-protected (often deposit) products. The simplest example is a product with payment of the investor’s capital at m