As financial advisers wishing to remain independent in light of the retail distribution review (RDR) get ready to consider the whole of the structured products market, the Financial Services Authority (FSA) has published an eight-page guide explaining the move from an independent to a restricted business model. According to the UK watchdog's guide, RDR: Is your firm on track? , advisers should put an 'action plan' in place with timelines so they do not miss the deadline. The guide recommends th