SRP Academy

The home of structured products.

Easy to Integrate

Learn the basics of structured products: what they are, types of products, their risks and benefits, and how they work.

More resources to learn about structured products:

Why invest in SRP
Why invest in structured products?

Structured products represent an add-on to classic investments such as stocks or bonds. They provide investors with different risk profiles and work in any market scenario. Some of their key benefits are outlined below:

Capital protection

One of the key features of structured products is that they typically offer some form of capital protection. Depending on your preferences, structured investments are available that completely minimise risk exposure.

Yield increase

Structured products can also provide a higher yield in sideways markets.


Structured products can give leveraged exposure to markets.

Expert view

Are banks betting against the investors of structured products?

When a retail investor buys a structured product, the bank is never their rival. The bank that issues the product actually enables the customer to invest based on a certain market trend. The bank itself adopts a risk-neutral position and hedges its payout obligation by engaging in countertrading on the capital market. It is of no importance to the bank whether the investor is investing based on rising, falling or sideways markets. The issuer only makes its money from the structuring of the financial instrument and from trading in that product. Consequently, it does not make any financial difference to the bank whether the investor gains or loses.