Tim Andrews, former managing director and head of structured products and equity derivatives sales at Scotiabank in New York, has joined Toronto-Dominion (TD) Bank and will bring with him four other members of his team. Andrews will join TD Securities, also in New York, in January as a managing director once he completes his 90-day leave with Scotiabank, a spokesperson at the Toronto-based firm told SRP in an emailed statement. TD Securities also said that Chris Obalde, director of US structur