Everbank, the online bank based in Jacksonville, Florida, is marketing the fourth tranche of its MarketSafe Gold Bullion certificate of deposit (CD). The bank has described the product as 'highly successful'. The five year product offers 100% capital guarantee plus 100% of the upward movement in the average price of gold as measured on ten semi-annual pricing dates. The bank is also offering a three and a half year, capital guaranteed CD linked to the S&P500. Participation rates are not conf