An individual retirement savings account with freedom of choice of investments is the number one priority for the new German government in light of the long-overdue reform of private pension provision.
For almost 40% of German investors, the most important demand for the new government regarding the reform of private pension provision is an individual retirement savings account with extensive freedom of choice to invest in securities that best suit personal goals, according to the August 2025 ‘Trend of the month’ online survey conducted by the German association for structured securities ( Bundesverband für Strukturierte Wertpapiere or BSW). With an individual retirement sav