New consultation signals potential downstream impact for structured products and capital-intensive issuance as European regulators reassess the complexity of prudential frameworks.
The European Banking Authority (EBA) has launched a consultation on simplifying the EU’s credit risk framework, part of a broader effort to rationalise the Single Rulebook and enhance efficiency across European banking supervision. The consultation follows the EBA’s 2025 Report on the efficiency of the regulatory and supervisory framework, which introduced a set of principles aimed at making prudential rules more coherent, navigable and operationally efficient. The report recommend