Mintos is pursuing a banking license to expand its services, enhance control over its infrastructure, and strengthen investor trust, with approval expected in 12 to 18 months.
Mintos has started the process of applying for a banking licence from the European Central Bank (ECB), marking a new phase in the platform’s development. The banking licence would allow Mintos to access deposit-based funding In recent years, Mintos has expanded its offering to include fractional bonds, ETF portfolios, real estate investments and its Smart Cash product, alongside completing its rollout across EU markets. If approved, the banking licence would allow Mintos to acce