The product combines bonus credits, multi-index strategies and expanded penalty-free access.

Indiana-based Delaware Life Insurance Company (Delaware Life) has launched TrackGuard+, a bonus fixed index annuity (FIA) which combines an upfront premium bonus, multiple index-crediting options, enhanced liquidity features and principal-protection benefits within a single contract. The product offers an upfront premium bonus of 21-26%,  The product offers an upfront premium bonus of 21-26%, varying by state, credited to the contract value at issue. The bonus increases the initial base