The updated indexed universal life insurance product offers more flexible coverage options for estate and legacy planning.

Pacific Life has launched Pacific Horizon Survivorship indexed universal life (IUL) 2, a survivorship IUL insurance product that replaces its previous Pacific Horizon Survivorship IUL policy. The policy has been developed to address changing estate planning needs  The product insures two individuals under a single policy and pays the death benefit after the second insured person dies. This structure is commonly used for estate planning by providing funds when estate taxes or other legac