PensionBee’s study highlights the risks of relying on AI for personal finance, with some users acting on inaccurate guidance related to savings, investing and retirement.
Retirement savings and pension management firm PensionBee’s 2026 AI and Your Money Report found that many Americans are willing to trust AI chatbots with important financial decisions, often without verifying the advice they receive. Nearly a quarter of respondents, 23%, said a chatbot had provided incorrect financial information The survey of 1,000 US adults who use chatbots for personal finance showed that 57% would act on AI-generated guidance without checking it independently. The