Rising healthcare costs, inflation and concerns over Social Security are reshaping how Gen X and Millennials are preparing for retirement, according to a survey.

A Harris Poll survey conducted on behalf of Athene found that many Gen X and Millennial Americans believe they face different retirement challenges from previous generations. Healthcare costs emerged as the biggest retirement concern, cited by 67% of respondents The survey, which included more than 2,000 US adults aged 40 to 61 with at least US$100,000 in investable assets and household income of US$50,000 or more, found that 83% of respondents believe their generation faces unique retiremen