The US platform is seeking to integrate with other services to create an ecosystem of connected solutions as the one-stop-shop approach is “unrealistic”.

In the second part of the interview, Luma’s head of international business David Wood talks about products, big tickets and the competitive landscape in the multi-issuer platform space. Despite increasing demand for new products and issuance vehicles such as actively managed certificates (AMCs), Luma has a clear roadmap. “There's a huge product range in the market and AMCs is an area that we can tackle but it's not something we're currently working on,” said Wood. The most

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