Structured deposits in the spotlight as regulator demands more clarity

Additional clarity on structured deposits is necessary and would be beneficial both for the depositors but also for the credit institutions, according to the EBA’s opinion paper on the implementation of the Deposit Guarantee Schemes Directive (DGSD) in the EU, based on a recent survey. The regulator is proposing a number of changes aimed at strengthening depositor protection, enhancing financial stability and improving operational effectiveness. To understand current practices better, th