Time horizon impact on structured products

There are different factors to be considered: product features and investor preferences. When considering product features, it is natural to start with the optics of product headline terms and how the choice of maturity affects them. In most markets, a five-year maturity tends to be approximately the median although maturities range anywhere from three months up to 10 years and beyond. One key factor affecting product terms is whether the product is capital protected or at risk. Most investor