Buy-side view: portfolios are better off with at least 25% of structured products

Year to date, the UK mass retail market has seen the arrival of new players such as the Canadian Imperial Bank of Commerce (CIBC) which has entered the market via a new provider, Hop Investing , as well as Santander which has re-entered the UK retail structured product market as a counterparty to structured deposits, offered by Walker Crips. The last plans that utilised Santander as counterparty were issued back in 2018. All financial planners and advisers should be seriously considering struc